Cat Insurance FAQ

Cat insurance FAQ pages to help you get some answers about what to expect when you purchase an insurance policy for your beloved pet.

It is better to know now then to find out later that the insurance program was not what you originally thought. I have been through high cost vet bills to save the life of more then 1 pet in my lifetime.

I feel better having coverage for the unexpected so I never have to base whether or not my cat will live or die based on a financial decision. You may feel differently about this subject so stand by for the cat insurance FAQ answers.

Veterinary pet insurance

What if I have to rush my pet into the vet on an emergency?

If an accident were to happen to your pet and you had to rush them into an emergency, your insurance is really of no use to you immediately. Unlike traditional healthcare insurance, pet insurance does not place stipulations on where and when you can receive care for your pet.

You will have to pay the veterinary bill out of your own pocket and then receive the allotted reimbursement allowed by your insurance carrier.

Cat health insurance deductible?

Most pet insurance deductibles are $50.00 per accident category. Pet insurance does not work in the same manner as typical healthcare insurance.

At the time of the vet visit you will pay for the entire amount and then fill out a claim form that is then submitted to the pet insurance carrier. The carrier will pay you a set amount for that procedure.

The costs allowed per procedure vary and only the insurance company can determine what percentage you will have to pay after the deductible.

pet medications and pet health insurance rules

Cat insurance FAQ : Can I buy my pet's medications online and then be reimbursed for the expense by the insurance company?

All FDA approved medications will be reimbursed. All you have to do is include the receipt from your purchase of the medication, fill out a claim form and submit the information to the insurance company.

The cat health insurance company can provide you with the allowed amounts they pay for pet medications.

What is covered by cat health insurance?

There are usually several different insurance plans to choose from and each varies on what is allowed along with the amounts the insurance will pay per each procedure. Some routine visits may not be covered under the basic plans.

In some cases it may be cheaper for you to pay for the entire vet visit rather than submit the claim and be reimbursed. You will have to review each insurance plan to determine which one is right for your particular needs.

Unfortunately accidents will happen and you can never know the exact foreseeable health care needs that your pet will need during his or her lifetime.

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The cat health insurance answers where provided by QuickCare Pet Insurance

I had a lot of cat health coverage questions for the agent at quick care. See more great answers to common questions about pet insurance

This next link takes you back to the main cat insurance page that discusses the issue of whether cat insurance is for you!

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